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About Us

Lending Solutions Consulting, Inc. (LSCI) is the industry leader in providing training and consulting services to credit unions across North America. In 1996, Rex Johnson founded the University of Lendinga comprehensive 3-day lending school. Rex and his team of experts have since trained over 50,000 credit union employees, helping credit unions achieve dramatic improvements in their loan yields, ROAs, and member service practices. 

LSCI now offers a complete array of courses and schools including the University of Lending, Management Institute, Collections Institute, Indirect Lending Institute, Advanced Lending Institute, Branch Manager Workshop, and more. In addition to our training schools, LSCI provides the following services to credit unions:  On-site consultingPortfolio analysisHYLS, and Smart Loan Audit.

Upcoming Course Schedule

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Rex Johnson Young at Heart Retirement Video

In Loving Memory of Rex Johnson, 1943-2021

A. Rex Johnson

Owner & Founder, December 2, 1943 - April 2, 2021

A. Rex Johnson was the leading lending expert within the credit union industry. He authored four best-selling books, including More Passion for Lending, as well as a series of instructional videos. In 1996, Rex created the first hands-on, interactive lending school for credit union professionals -...

Lorrie Wohlfeil


Lorrie Wohlfeil, a graduate of University of Kansas, began her career serving credit unions in 1995.  Her passion for serving the underserved was instilled by her father, Rex Johnson, the founder of LSCI.  As Lorrie continues carrying on her father’s legacy, her mission is to keep...

Ed Swanson

Executive Vice President, Consultant

Ed Swanson, Vice President/Consultant at Lending Solutions Consulting, has 35 years of experience in the credit union industry. Ed has assisted hundreds of credit unions throughout the country strengthening consumer lending, loan underwriting, risk based lending, mortgage lending, indirect lending...

Karin Brown-Purtell

Executive Vice President, Collections Consultant

Karin Brown-Purtell, Executive Vice President and Consultant at LSCI, has 30 years of proven experience in collections and fraud management. As one of the industry's top experts, Karin specializes in the area of delinquency control and loss mitigation management, Karin's responsibilities at...

Jack Kelly

Executive Vice President, Consultant

Jack Kelly, Jr. joined the Lending Solutions Consulting team in 2007. His 28 years of experience in sales management, employee training, and business development have proven to be a valuable asset to the credit union movement. Jack’s passion is developing lenders to always find a solution for...

Bob Schroeder

Executive Vice President, Consultant

Bob Schroeder, Executive Vice President / Consultant of LSCI, has 30+ year experience in collections and lending.  Bob specializes in improving the financial performance of LSCI client credit unions.  Prior to LSCI, Bob spent 11 years with two of the largest credit unions in the country,...

Tracy Bruce

Senior Vice President Marketing/Finance/Operations

Tracy Bruce began her career with LSCI in January of 2000. As Senior Vice President of Marketing/Finance/Operations, Tracy oversees all aspects of the University of Lending from marketing and training materials to the financial transactions for our clients on all products. Since 2020 and the...

Scot Vackar

Senior Vice President, Sales & Operations

Scot Vackar, Vice President of Sales & Operations, has over 37 years of credit union experience, specializing in lending, business development, and branch operations. In his role, Scot is in daily contact with LSCI’s clients and prospects in order to assist them with their training and...

Rebecca Schmiegelt

Director, Loan Audits

Rebecca (Becki) Schmiegelt joined LSCI in May 2015. Becki currently directs LSCI's Loan Audit program where she reviews hundreds of loans each month checking for sound decision making, training opportunities, and compliance to policy. She specializes in finding trends and working with credit...