Student loan debt is rapidly emerging as the greatest long-term threat to the housing market.
The unemployment rate continues to affect the housing market, though the correlation is not as direct as it might be assumed.
For the better part of 2013, the assumption that the Federal Reserve would soon be tapering its $85 billion-per-month bond-buying program has been a safe one. But it appears those speculations may have been misguided.
The housing market's gradual resurgence has evidently caused some movement within the longest-tenured homebuying demographic - those 55 and older.
The days of favorable mortgage interest rates and accompanying loan modification options may be nearing an end.
The much-anticipated October jobs report provided promising data as far as overall economic recovery is concerned, but only furthered the general sentiment of uncertainty surrounding the housing finance market.
Third quarter results are providing indications that the mortgage finance market may finally be returning to pre-recession normalcy.
Calls for housing market reform continue to grow louder, with the reduced influence or elimination of government-sponsored enterprises Fannie Mae and Freddie Mac at the center of almost all proposals.
Rising property values seen across the country during the summer and into the fall of 2013 have drawn mixed reactions.
Housing affordability declined considerably during the third quarter of 2013, particularly in larger metropolitan areas on both the East Coast and West Coast where median property values have risen to pre-recession heights or higher.