Despite suspicions that increased regulation from the U.S. Consumer Financial Protection Bureau would lead to curbed lending practices, at least one industry service has released rather lofty expectations for the 2014 business year based on mostly positive fourth-quarter 2013 returns.
Banks and lenders concerned about the readiness of the next generation of homebuyers can take comfort in the findings of a recent survey from Better Homes and Gardens Magazine.
A second consecutive uninspiring jobs report has many wondering whether the long-term health of the economy, and by proxy the housing market, is in question.
With home prices returning to pre-recession levels - and in some cases, climbing higher - more Americans are in a position to capitalize on renewed equity.
Lenders and consumers alike displayed a preference for environmentally efficient residential building practices during the recession, and as a result, the companies that adapted to those demands have emerged at the forefront of the homebuilding sector.
Less than a month after the Qualified Mortgage rule and its many stipulations were implemented, the U.S. Consumer Financial Protection Bureau is considering further expansion of its regulatory influence, proposing requirements that mortgage lenders provide further data regarding housing finance loans and their borrowers.
Lenders concerned by the amount of student loan debt holding back the next prospective wave of borrowers will not be comforted to learn that more than half of those loans are in deferment, according to a recent consumer report study.
Good news for prospective homebuyers came in the form of findings from the most recent Zillow Home Price Expectations Survey, which offered promise that residential property value appreciation rates will moderate over the next five years.
One rather volatile housing market may be righting itself, by virtue of renewed demand for home equity loans and home equity lines of credit, according to credit union and real estate executives within the state.
The most recent Housing Market Index, released Feb. 18 by the National Association of Home Builders and Wells Fargo, won't help ease concerns that the industry's expansion may be stuck in neutral.