Calls for housing market reform continue to grow louder, with the reduced influence or elimination of government-sponsored enterprises Fannie Mae and Freddie Mac at the center of almost all proposals.
The National Association of Realtors recently held its annual conference in San Francisco, and this year's gathering featured a bit of cautious advice from one prominent industry analyst.
The much-anticipated November jobs report offered continued promise while simultaneously triggering more speculation within the housing finance market that the Federal Reserve may reconsider tapering its $85 billion-per-month bond-buying program.
Representatives from credit unions and other smaller financial institutions have been making last-gasp attempts to delay mortgage changes stemming from the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2011, due to take effect in January 2014.
Booming demand and shrinking affordability levels are combining to place increased stress on American renters.
The U.S. Senate recently confirmed the appointment of Congressman Mel Watt, D-N.C., as director of the Federal Housing Finance Agency, signaling another significant shift within the industry.
The debates rage on, in a variety of forms, regarding the level of regulation that should be imposed by the U.S. Consumer Financial Protection Bureau.
The U.S. Federal Reserve formally announced on Dec. 18 its decision to begin tapering its economic stimulus program in January 2014.
The National Association of Federal Credit Unions recently penned an impassioned latter to the U.S. Federal Housing Finance Agency regarding its displeasure with pending hikes to guarantee fees on mortgages offered by government-sponsored enterprises Fannie Mae and Freddie Mac.
Various credit union trade groups have expressed their dissatisfaction with the the National Credit Union Administration's' proposed stress test rule.